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todd believes in

Affordability Now

The cost of everything is too high. And I mean everything. My Affordability Now legislation will do the following:

Renters Tax Deduction Just Like Homeowners Get

What it does: Gives renters a federal tax break similar to the mortgage interest deduction. Homeowners get a tax break just for owning a home. Renters get nothing - even when they are paying more per month. If you pay rent, you should get the same tax benefit as someone paying a mortgage. It’s the roof over your head tax deduction. 

How it’s paid for: Close real estate loopholes that benefit large investors and luxury property owners and impose a vacancy tax on corporate owners who keep units vacant, while limiting the mortgage interest deduction on second homes.

End the Trump Tariffs

What it does: Lowers the cost of groceries and everyday goods immediately.

How it’s paid for: Tariffs are taxes on consumers — ending them lowers prices without costing taxpayers a dime.

Return the Tariffs to the American People

What it does: Refunds the American people for the tariffs passed on to them.

How it’s paid for: The government must return the tariff money it has taken - we have a number of tools, including tax credits, to do it.

Cap Credit Card Interest at 5% on Groceries and Gas

What it does: Stops banks from charging 25–30% interest on food and fuel.

How it’s paid for: Enforced under existing banking law — banks still profit, they just can’t gouge people on necessities.

Medicare for Childcare — $50 a Day Max 

Caps childcare costs at $50/day while fully paying providers.

Consolidates existing childcare funding and redirects subsidies straight to providers instead of middlemen.